Home Financing Tailored to You
Whether you're buying your first home or refinancing, we offer flexible loan options designed to fit your needs and lifestyle.
Purchase
Fixed Rate Mortgage
Interest Rate and payments remain the same for the entire term of the loan.
FHA Loan
Pay as little as 3.5% down payment with a government-insured FHA loan
VA Loan
VA Loans offer 100% financing options as either fixed-rate or ARM mortgages.
USDA Loan
Purchase a home with no money down in certain rural and suburban areas.
Jumbo Loan
Jumbo loans offer maximum flexibility for home financing for larger loans.
First-Time Home Buyer
Popular loan programs for first time home buyers with loads of incentives.
Bank Statement Program
Leverage your bank statements instead of income to secure a favorable home loan. Perfect for self employed entrepreneurs.
Construction Home Loan
Build your dream home from the ground up with tailored financing.
Reverse Mortgage
Convert a portion of your home equity into cash to secure your retirement.
Refinance
Refinance
Mortgage refinancing may lower your monthly payments.
Cash-Out Refinance
Access home equity for various purposes.
VA Loan Refinance
There are two main ways to refinance your VA loan.
Why Choose Pointer Ridge Capital?
We’re not just another lender. We’re your mortgage partner. We know choosing a lender is a big decision. Whether you're purchasing your first home, refinancing for a better rate, or expanding your investment portfolio, our goal is to make your experience seamless, stress-free, and successful.
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