WELCOME TO

Pointer Ridge Capital

Pointer Ridge Capital represents the future of real estate lending. Our process is simple, easy and we charge no application fees! Whether you're buying your first home, refinancing, or investing in property, we have a loan option for you.

Simply apply for a residential or commercial loan and we can preapprove you as early as the same day and inform you of what rates, terms and programs you qualify for to provide the best solution to meet you needs. That's it!

What Type of Loan Are You Looking For?

Choose an option to explore mortgage solutions crafted for your unique needs.

Get Preapproved!

Earn Commissions

Our Loan Process

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Why Choose Pointer Ridge Capital?

We’re not just another lender. We’re your mortgage partner. We know choosing a lender is a big decision. Whether you're purchasing your first home, refinancing for a better rate, or expanding your investment portfolio, our goal is to make your experience seamless, stress-free, and successful.

Fast & Streamlined Process

Loan Solutions Tailored to You

Dedicated Loan Experts, Not Robots

Trusted by Hundreds of Homeowners and Investors

Local Knowledge, National Reach

Secure, Transparent, and Always in Your Corner

Read Our Reviews

Ready to Grow With Us?

Not sure which loan option is right for you? Let’s talk. We’re here to help you find the smartest path forward.

Submit your interest or apply now to join a dynamic, growing mortgage company.

The Future of Real Estate Lending!

(833) 987-7227