Finance Your Next Investment With Confidence

From fix & flip properties to rental portfolios, we offer creative solutions for real estate investors like you.

Purchase

Fix & Flip Home Loan

  • Up to 90% loan to value

  • Rates starting at 9.99%

  • No payment on undisbursed funds

DSCR Loan

  • Up to 85% loan to value on purchases

  • Minimum 1.0x DSCR!

  • FICO 620 and up

Refinance

Refinance

Up to 85% loan to value on rate and term refinances

Cash-Out Refinance

Up to 80% loan to value with a minimum 1.0X DSCR

Why Choose Pointer Ridge Capital?

We’re not just another lender. We’re your mortgage partner. We know choosing a lender is a big decision. Whether you're purchasing your first home, refinancing for a better rate, or expanding your investment portfolio, our goal is to make your experience seamless, stress-free, and successful.

Fast & Streamlined Process

Loan Solutions Tailored to You

Dedicated Loan Experts, Not Robots

Trusted by Hundreds of Homeowners and Investors

Local Knowledge, National Reach

Secure, Transparent, and Always in Your Corner

Read Our Reviews

Ready to Grow With Us?

Not sure which loan option is right for you? Let’s talk. We’re here to help you find the smartest path forward.

Submit your interest or apply now to join a dynamic, growing mortgage company.

The Future of Real Estate Lending!

(833) 987-7227